Investment Loans
We have access to hundreds of investment loan options, let us help you with your investment loan
Rated 5 from 15 Reviews
We have access to hundreds of investment loan options, let us help you with your investment loan
Rated 5 from 15 Reviews
nvestment loans are structured in a specific way to allow you to make the most of your capital and assets. At Myfinance Brokers we can help you to formulate an investment plan that works toward building your wealth and securing your financial future. We will also work with you to help ensure your finances are always working optimally to help you achieve your goals.
For some, the future may seem a long way off, but the time to act is now because when it comes to making a profit from investing in property, time is your friend. The housing market is generally a seven to ten year cycle: there are always highs, lows and steady patches. But over time, property values have proven to rise fairly consistently. That’s why a long-term investment strategy is considered to offer the investor the lowest risk.
Where and what you buy will affect your return on investment. Here are some tips to help you identify a good investment property:
WHERE TO BUY
Familiar markets: Consider buying an investment property in an area you are familiar with as it will take you less time to research. Check recent sale prices in the area to give you an idea of what you can expect to pay for local properties.
Growth suburbs: Look for areas where high growth is expected, where there is potential for capital gains.
Rental yield: Look for areas where rents are high compared to the property value.
Low vacancy rates: Find out about the vacancy rates in the neighbourhood. A high vacancy rate may indicate a less desirable area, which could make it harder to rent the property out, or sell it in the future.
Planning: Find out about proposed changes in the suburb that may affect future property prices. Things like new developments or zoning changes can affect the future value of a property.
WHAT TO BUY
Attractive features: Look for investment properties that will appeal to as many people as possible, like a second bathroom, lock up garage or nearby shops, schools and transport.
Wide appeal: Find a property that will attract more than one segment of the rental market such as singles, couples, young families or retirees.
Low maintenance: Keeping costs down is important, older homes or those with features such as a pool or extensive landscaping may cost more to maintain.
Property type: Units can be easier to maintain than houses, although you will have to pay body corporate fees.
Initial Consult
Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.
Pre Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your loan draws-down and you're good to go!
Book AppointmentDV
Danny Ventura
During these tough financial times, it is important to have the best Home loan/rate possible. Georgio at my finance was fantastic and made the process alot less daunting. Would definitely recommend!
P
Phillip
Giorgio and Bill helped me get my approval over the line in the most quick and efficient manner. I very highly recommend these guys!!
JC
Joel Carlton
As first home buyers we were rather overwhelmed when we begun looking for financing. Giorgio was recommended by a family member and he made the entire process seamless. He was always available to assist with enquiries we had and showed exceptional patience and knowledge throughout the entire process. We could not have asked for a better broker to assist us in making our dream a reality.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.